Annual results 2025
This page provides an overview of the most important results for the year 2025.
More information on the year 2025
Achmea delivers strong results in 2025 and is well positioned for continued growth towards 2030. We are driving sustainable value creation by leveraging our market leadership in health and non-life insurance, by realising scalable growth in pension and life insurance, and by selectively expanding our international presence and retirement services, thereby diversifying earnings and enhancing long-term returns.
Main results for 2025
Operational and net result
The operational result increases to € 938 million (+7%) due to strong performance in Non-Life, International and Reinsurance. Net result amounts to € 1.2 billion.
Customer satisfaction
Continued high customer satisfaction with strong NPS scores for Centraal Beheer (27), Interpolis (18) and Zilveren Kruis (17).
Premiums en Asset under management
Premium volume grows to € 27.5 billion (+11%), with growth across all segments and a pension buy-out. Assets under management remain stable at € 260 billion.
Solvency
Solvency increases to 193% (year-end 2024: 182%). Solvency further rises by 11%-points due to the longevity reinsurance transaction announced today.
Achmea Pension & Life and partnership with Sixth Street
Achmea Pension & Life Insurance is making good progress towards its strategic goals: growth with pension buy-out, closing of the partnership with Sixth Street, integration of Lifetri, and reinsurance of longevity risk.
Impact investments
The target to allocate 10% of our own investments to impact investments by the end of 2025 has been comfortably achieved, reaching 12.2% (roughly € 4.7 billion).
Strategy
The strategic period 2021–2025 has been successfully completed, providing a solid foundation for our strategy towards 2030.