Impact investment

Achmea has also made room in the investment portfolios for impact funds. In this type of investment, social impact (social return) goes hand in hand with an acceptable financial return.

Green bonds

Green Bonds are a type of impact investment. These bonds are issued by governments, international institutions or businesses, with the proceeds explicitly being used to finance sustainable or green projects. These projects are geared to generating renewable energy, improving energy efficiency in buildings, sustainable transport or sustainable water and waste management. Achmea only invests in bonds that meet the criteria defined by the Green Bond Principles in order to guarantee as far as possible that the funds raised are indeed used for the intended purpose. In the mandates of the relevant asset managers, Achmea has stipulated that a portion of the investments must comprise Green Bonds.

Impact investment

Achmea has also made room in the investment portfolios for impact funds. In this type of investment the social impact goes hand in hand with an acceptable financial return.

 Fund  Theme  Region
 Triodos Microfinance Fund  Inclusive Finance  World
 Triodos Food Transition Europe Fund  Nature & Environment  Europe
 Leopfrog Fiancial Inclusion Fund  Inclusive Finance  World
 Womens World's Banking Fund  Inclusive Finance  World
 Investment Fund for Health in Africa(IFHA-8)  Healthcare  Africa

Infrastructure

It is possible to make an impact in the infrastructure asset class in a variety of ways. This is often done based on the individual SDGs. In infrastructure making an impact usually relates to climate change and the energy transition. These themes match up well with SDG 7 (Affordable and clean energy) and SDG 13 (Climate action).

Achmea aims to contribute to this via its infrastructure portfolio and by investing in sustainable energy. It has decided to double its allocation to infrastructure and in doing so more than triple its target allocation to the sustainable energy sector, from 10% to 35%. This will be accomplished over the coming years by making phased new commitments to funds that are in a position to meet Achmea’s ambitions.